IMPORTANT NOTES:

CogniPhone long distance US domestic rate is 3.89 cents per minute for state-to-state calls (the rate may be higher in tier-B and tier-C areas). The calls are billed in 6-second increments with 6-second minimum per call for domestic and 30-second minimum for International calls.

CogniPhone is a 1+ direct dial service bundled with a dial around complementary service in case the instate rate is high and for most savings. The instate rate for all states is 6.9 cents per minute when using the dial around.

The service has NO monthly fee or any hidden fees! Minimum taxes charged are Universal Service Fund at 9.7%, a 3% federal excise tax and 3.67% Carrier Recovery Charge. Businesses are assessed a PICC charge that varies by state. There are no PICC charges for residential customers. Rates are subject to change anytime without prior notification.